Protection
Protect what matters most
When taking out a homeowner loan, it’s worth considering how you would maintain your repayments if your circumstances unexpectedly changed. Our protection solutions can help provide financial security for you, your home and your family’s future.
Maintain your loan repayments
Safeguard your home & lifestyle
Reduce financial pressure during difficult times
Secure your peace of mind
Why Consider Protection?
Unexpected circumstances, such as illness, injury or a reduction in income, can place added pressure on your finances. Suitable protection cover could offer valuable financial support when it matters most, helping you continue to meet your financial commitments.
How it works
A simple process to help you find the right protection for your needs.
1. Review
One of our experienced advisers will discuss your needs, budget, and the options available to you.
2. Apply
We'll complete your online application including some health and lifestyle questions.
3. Protect
Choose the cover that's right for you and enjoy greater financial peace of mind for the future.
Answers to the most common questions.
Protection insurance is designed to provide financial support if unexpected life events affect your income, health, or family circumstances. Depending on the type of cover you choose, it can help protect your mortgage or loan repayments, replace lost income, or provide financial security for your loved ones during difficult times.
There are several types of protection available, including Life Insurance, Critical Illness Cover, Income Protection, Mortgage Protection Insurance and Family Income Benefit. Our advisers will help you understand the options and recommend cover that suits your individual needs and budget.
The amount of cover you need depends on your personal circumstances, including your income, financial commitments, outstanding debts, and family responsibilities. During your consultation, we’ll assess your situation and help you determine an appropriate level of cover to provide the protection you’re looking for.
In many cases, yes. Some insurers may offer cover for individuals with pre-existing medical conditions, although terms, premiums, and available benefits can vary. Our advisers work with a wide range of insurers and will help you explore the options available based on your circumstances.
The cost of protection insurance varies depending on factors such as your age, health, lifestyle, occupation, the type of cover required, and the level of protection chosen. We compare products from leading insurers to help you find a solution that provides the right balance of cover and affordability.
Speak to an adviser today!
Our friendly UK-based advisers are here to help you explore your options and find the right level of protection for your circumstances.