Calculator
Discover what one lower payment could save you.
Find out what consolidating your debts into one payment could look like, or see what you could borrow against your home.
Your debts, one payment.
💳
Credit cards
£550
🛍️
Store cards
£250
👤
Personal loans
£250
🧮
Current total
£1,050
↓
🔒
New secured loan payment
£300
📈
Potential monthly saving
£750
i
Illustrative only. Your savings depend on your circumstances.
Estimate your monthly payments
Enter your loan amount, interest rate and loan term to estimate your monthly repayment amount.
Understanding Your Results
What do the numbers mean?
Here’s how to read your calculator results and decide if a secured loan makes sense.
Monthly payment
Your single monthly payment. Compare this against what you currently pay across all your debts and if this will reduce your monthly outgoings.
Total repayable
The full amount you would repay over the loan term, including all interest. A longer term means lower monthly payments but more interest overall.