2. Why should you check your credit report?
It’s a good idea to check your credit report on a regular basis. Your credit score and credit history are amongst the factors that determine what credit you can obtain, including the interest rates. It’s important to ensure the information is accurate and complete in full.
3. What are the benefits of checking your credit report?
Give you an insight into what lenders may see;
By checking your credit report, it can give you an idea of what lenders may see when you apply for credit. This can be useful if you are thinking about taking out credit, like a mortgage.
Identify incomplete or inaccurate information;
You will want to ensure your personal and credit information is correct. If you identify an error, it is important you report this to the company as this can have an adverse effect on your ability to borrow money in the future.
4. How can you check your credit report?
You can sign up here to access Check My File. There is a free 30-day trial available and no charges to access your credit report within this time. Should you continue with your subscription outside of the trial period, it is £14.99 per month. However, it is easy to cancel your Check My File account at anytime if you no longer require this service.