*Remember that these figures are just a rough guide and things like your outstanding credit & credit history will be taken into account when the lender makes a final decision.
How much can I borrow?
We calculate the amount you can borrow based on a simple income multiple, but in reality, it’s much more complex. When you apply for a mortgage, lenders calculate how much they’ll lend based on both your income and your outgoings – so the more you’re committed to spend each month, the less you can borrow.
This calculator provides useful guidance, but for more information, please speak to one of our experts.