Over 50s Life Insurance

Over 50s Life Insurance

Sometimes, you just don’t get around to arranging life insurance. But, as you get older, you might decide that the time is right to get some cover.

With an over 50s plan, you can leave some money for your loved ones, or cover funeral costs and expenses so they don’t have to. Let us help you to find a plan that’s right, so you can leave them a little something.

From £10 a month*

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Over 50s life insurance is a type of plan that can be taken out when you’re between 50 and 80 years old. Just like with a standard life insurance policy, you’ll pay a monthly premium and your loved ones will receive a cash pay out.

They’re similar in how the policy will pay out – an over 50s plan will pay out a lump sum to your loved ones if you die while the policy is in place.

The main difference is that over 50s plans usually pay out a maximum of £20,000. That’s because most people take out over 50s insurance to pay towards funeral expenses and leave a cash gift for loved ones.

Because over 50s plans are designed for older customers, there are often no medical questions to answer during the application, and monthly premiums can be lower compared to other life insurance policies.

Each over 50s life insurance providers will offer different monthly fees and pay outs on a policy. You should search the whole of the market to find the best policy that suits you. At Dragon Finance, we will do that for you. We work with over 50s providers and will perform a search on your behalf and provide you with the best recommendations.

No, when you’re taking out an over 50s life insurance policy, there’s no medical questions or any acceptance criteria. As long as you’re over 50, there’s nothing to worry about. If you’re under 50, you can look a normal life insurance policy.

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We'll search the whole market comparing several trusted insurance providers to ensure we find you the best deal.

Tailored Policies

Every policy we create is tailored to the individual. No stone is left unturned to ensure we find you the cheapest quote.

Critical Illness Cover

Income Protection

Life Insurance

Whole of Life

Representative example: This is based on £3,264 worth of level term cover for a 50 year old, non-smoker. No medical report required.

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