Critical Illness Cover

Critical Illness Cover

Unfortunately, no matter what we do to look after ourselves, good health isn’t guaranteed. Should the worst happen and you’re diagnosed with a serious illness or condition, you’ll want to focus on your wellbeing, not worry about money.

Critical illness cover (CIC) can make things a little more comfortable for you during a difficult time. Let us help you get the protection you need.

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Critical illness cover pays out a one-off, lump sum cash payment if you are diagnosed with a serious illness or condition before your policy ends.

Like life insurance, that will depend on your own individual circumstances and needs. For example, you might want to think about how much you might need to make things comfortable for you, or to cover living costs if you were too ill to work. Our expert advisers will discuss your situation with you and help you decide on how much cover you will need.  

Everyone. We should all consider what will happen to us, if at some point, we end up unable to work because of a serious illness. The cover will help alleviate stress and help you keep up with your financial agreements, if the situation ever arises.

Serious conditions and long-term illnesses, such as heart attacks and strokes, cancer, multiple sclerosis, Parkinson’s disease, kidney failure, blindness, deafness and brain tumours. The full list of the illnesses and conditions covered will be written in your policy document.

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Income Protection

Life Insurance

Over 50s Life

Whole of Life

Representative example: This is based on £120,000 worth of level term cover for a 28 year old, non-smoker with no pre-existing medical conditions. This is over a 30 year period.