Home Improvement Loans

Home Improvement Loans

When it’s time to make your home even more perfect, you’ll want the funds quickly and easily. Whether it’s for a new kitchen, a loft conversion, or an extension, we can find the right homeowner loan for you, so you can get the work done without delay.

Rates from 2.9%*

Ways to contact us

A home improvement loan allows you to borrow a large sum of money for major renovations on your property. Typically, with a home improvement loan, interest rates are lower and you can borrow large amounts as it’s secured against your property.

If you have a good credit rating and can afford the monthly repayments, it’s definitely a good option. Rates of interest are substantially lower than credit cards or personal loans, so you don’t end up paying too much interest on top of the original borrowing amount.

It depends on the work you’re having done, and the lender. Some lenders do want you to provide a quote, especially if you are doing extensive structural work. Having a quote, or even just a breakdown of the costs, can speed up the process – which means you can get the funds quicker.

It depends on the work you’re having done, and the lender. Some lenders do want you to provide a quote, especially if you are doing extensive structural work. Having a quote, or even just a breakdown of the costs, can speed up the process – which means you can get the funds quicker.

Loan Quote


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Representative example: If you borrow £26,000 over 10 years, initially on a fixed rate at 5.05% and for the remaining 5 years on the lenders standard variable rate of 4.65%, you will make 60 monthly payments of £310.37 and 60 monthly payments of £307.37. The total amount of credit is £29,195; the total repayable would be £37,245 (this includes a lender fee of £595 and a broker fee of £2600). The overall cost for comparison is 7.90% APRC.